Simplify the hard money loan experience

From 2017-2019 we purchased over a dozen homes to flip using hard money. Every one of them had issues. Some we couldn't even get closed and lost our deposit, none of them closed on time, down payments increased last minute on several, fees increased last minute on most. I started doing loans because I knew there had to be a better way. . . . . AND HERE IS THAT BETTER WAY!

On those first fix and flips one of my main roles was to research and vet hard money lenders. I spoke to hundreds learning about all the different things they can offer and comparing which were the best. Some better for newbies. Some better for large rehabs. Some for smallest down payments. A huge range of fees. And some frankly just make it easier to close with no appraisals, maybe a no credit check or at least only a soft pull. You can call dozens or let us get you some quotes from our proven lenders. I'll be your partner without taking an equity split or large fee.

Lenders tend to be "YES" people. They say yes to everything only to have to tell you "No, sorry, we can't do that" but they wait until the last minute when you have no other options. We use the same handful of lenders that are proven and trusted with us to be able to close and close with the same terms quoted on the initial term sheet. 95% of our deals close through the same lenders, and our job is to get into the details of how you are putting together your deal and what will make the most sense to you. It can cost you thousands or 10's of thousands of dollars to not use the right lender.

Let's be real, most brokers don't even disclose they are brokers and pretend like they are direct lenders. Then the worst is they charge such high fees on top of the lender fees its just eating into your profits unnecessarily. We have established such great relationships that you can take part in our mass deal discounts. About 9 times out of 10 the total fees between lender fees on our deals(lenders give us discounts as brokers) and our broker fee are equal to or actually less than if you went directly to the lender in the first place. But again, we did all the homework and vetted them for you. 

When you submit a deal using our 3 minute quick app, we are able to look through the most important details to get you 1-4 quotes that are incredibly competetive, and we will beat any other term sheet you have also. Imagine finding a deal, submitting some simple basic info, and within a couple of hours or less receiving 3 different term sheets. One with 100% financing option. One with 10% down but lowest fees and no appraisal. And another that has deferred payments so you don't have to make payments each month which keeps extra cash in your pocket. Each has their pros and cons, but we will let you know those details, and also will request any other info if needed to make sure we quote accurately.

Just because you find a good lender for one deal, they may not be the best lender for your next one that has a larger rehab, is in a different area, or maybe they even don't have money available at this time. When working with us, we look at your specific deal, experience, credit, and any unique factors and can get you the best funding for that deal.